SOURCES OF FINANCIAL ASSISTANCE FOR SINGLE MOTHERS

Oct 28 2011

Single mothers deal with worries about money even when the economy is good, let alone in one that is bad and has been bad for a while. Having the weight of their child’s future resting on their shoulders with no one else to help can take a tremendous emotional toll, and with that toll there will come stresses on the parenting relationship.

There are few worse places to raise a child than in a home where destitution can come from missing a single work day. The problems faced by single mothers today range from hunger to unemployment to raising children in squalid, crime-filled neighborhoods. The ways out are not as simple as they may seem to many who have never been in that situation.

 financial assistance for single mothers

financial assistance for single mothers

Hard work can help, but often hard work can just keep a person in a state of perpetually just getting by. Most of the working poor are hard workers and yet they are still poor. What are the options then? Should a single mother just throw in the towel? Of course not. This is not an option because she is not alone. She has someone depending on her for food and shelter.

The first thing she needs to do is to seek out those organizations that provide financial assistance to single mothers, but it is not enough just have money, there needs to be a change in circumstances that can improve the quality of life for the mother and her children. One way out of the cycle of poverty is education.

Financial assistance for single mothers in the form of scholarships

Federal Pell grants are offered to people from low income households. These are not student loans. Pell grants pay a student’s way through college and upon graduation there is no requirement that the grant be repaid. These are not specifically geared towards single mothers, but one who is struggling to stay afloat financially definitely falls into the category at which Pell grants are aimed. To qualify for a Pell Grant an applicant must be from a household whose income is less than the federal poverty guideline. A Pell grant provides a single mother with a opportunity to better the lot of her family, and as better educated parents tend to raise kids who do better academically, the impact can be beneficial for multiple generations.

Financial assistance for single mothers from JCF

For those younger single mothers in high school there are many opportunities available if they choose to take advantage of them. The Jackie Robinson Foundation Scholarship, for example, can be a source of financial assistance for single mothers . The foundation provides $75,000 to minority students who are graduating high school. Again, it is for all minority students and not geared specifically at single mothers, but they are still eligible.

Grants from the Patsy Mink Foundation

The Patsy Mink Foundation provides five annual grants of $2,000 as financial assistance to single mothers as well as pothers with a partner, who are pursuing some form of education. The mother must, however, be at least 17 years old and enrolled in a skills training program during the year for which she is applying. Her children will need to be under 18 and she must make less than $17,500 if her family only has two people, less than $22,000 for a family of three and less than $26,500 if the family has four.

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AN OVERVIEW OF HOUSING HELP FOR SINGLE MOTHERS

Oct 28 2011

Homelessness is not an option for a single parent. Obviously, no one wants to be without a home whether or not they have children. However, when there are children, it makes finding appropriate shelter even more of a necessity. Of course, housing is not something anyone can take for granted, especially not after a foreclosure crisis where many people were cast out of homes they had intended to build families in. In most cases a single parent household is going to have issues making ends meet, that is largely unavoidable. One income and multiple mouths to feed for most working people is going to mean poverty. Fortunately, there are ways to find housing help for single mothers . The government is usually a good place to start looking.

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PLACES TO FIND SCHOLARSHIPS FOR TEENAGE MOTHERS

Oct 28 2011

Getting a good education is a tried and usually successful path out of poverty for many families. With a family headed by a single, young mother, the likelihood of poverty is even greater, thus making the need for such paths even more necessary. Another aspect of the value of education is that the children of educated parents tend to perform better in school than those who were educated at a relatively low level. This means that educating a parent can have dramatic long-term effects as the value of learning is passed down from parent to child. One big problem with this is that education is extremely expensive. Even people with good educations and solid educations can find themselves mired in debt from student loans for decades, how does a teenage mother afford the kind of education that is likely to make big differences in her quality of life and that of her children? The answer is with a scholarship. Fortunately, there are many scholarships available to people from low income households geared to low income people for which teenage mothers may qualify as well as scholarships for teenage mothers specifically.

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FINDING PROGRAMS TO HELP SINGLE MOMS

Oct 28 2011

Single mothers of all ages are more likely to live below the poverty line than those with a partner. Factors affecting how children fare when raised by single mothers include the relationship with the other parent as well as with an extended family. Children with a support system tend to do better. At least one study has shown that children of single mothers are more likely to have psychological and emotional issues than children that come from homes where both parents are present. There is, however, no reason to believe that the danger to a child being raised in a single parent home is inevitable or irreparable. Most important for a single mom is to find a support system where she can see advice and ask questions. Fortunately many programs to help single moms exist for the purpose of advising and encouraging single mothers.

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TYPES OF RENTAL ASSISTANCE FOR SINGLE MOTHERS

Oct 28 2011

Finding affordable housing is an important concern for most people, and single parents in particular. They have children to provide for and often no partner to help them financially. In most cases single mothers earn less and therefore money will most likely be an issue. The fact that a single parent household will usually have less income and more responsibility for the parent in charge usually means that finding and paying for housing is a stressful factor in the life of a single mother. Fortunately there are options available in the form of programs that provide rental assistance for single mothers in need of an affordable place to live.

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